UFN Client Agreement

   If I have given my credit card number to UFN, I understand
that charges will be billed to my credit card each month for the basic service
and any additional usage. I authorize this automatic billing by UFN. UFN's
monthly billing cycle is based on my sign-up date, with the basic service fee
for each month charged at the beginning of my billing cycle along with
additional usage fees from the previous billing cycle. I understand that all
charges are considered valid unless disputed in writing within thirty days of
invoice date. I understand and agree that UFN shall not be responsible for any
charges or expenses that I may incur resulting from overdrawing my bank account
or exceeding my credit card limit as a result of an automatic charge generated
by UFN pursuant to this authority. 

   I agree to maintain my password as private and confidential
information. I agree to use my UFN account in a way that conforms with all
applicable laws and regulations. I specifically agree not to make any attempt
to gain unauthorized access to any other systems or networks. I understand that
the information available through UFN or interconnecting networks may not be
accurate, including the content displayed on the UFN Desktop. I understand that
the some of the information available through UFN or interconnecting networks
may be intended for adult audiences. I understand that internetworking
communications are not secure, and may be subject to interception or loss. The
UserFriendly Network makes no warranties of any kind, either express, implied,
or statutory concerning the data or information available through the UFN
network. I understand that the use of my UFN account, and any data or
information accessed using that account, will be completely at my own risk. I
understand that the cumulative liability of UFN for any and all claims relating
to the services provided by UFN, in contract, tort, or otherwise, shall not
exceed the total amount of the basic service fees paid to UFN for services
within the prior year. I agree that UFN shall have no liability for the
services, data or information made available to me, including any liability for
any consequential, indirect, special or incidental damages regardless of the
success or effectiveness of other remedies. I understand that UFN reserves the
right to terminate my account at any time, for any reason, including, but not
limited to, my failure to abide by the terms of this agreement or my failure to
pay any fees or charges when due. If my account is inactivated, I may be
required to pay reconnect charges and a prepaid deposit in order to re-activate
my account. If my account includes space on UFN's server, anything stored on
this space will be deleted upon inactivation. I understand that violation of
certain generally accepted guidelines on Internet usage, such as restrictions
on mass e-mailings and mass advertising, or posting to inappropriate
newsgroups, may cause severe operating difficulties for UFN, and would be a
likely cause for the termination of my account. More detail of violations
referenced can be found in the UFN Usage Policy. This Policy can be found
linked from the UFN Home Page at http://www.userfriendly.net on the World
Wide Web or using the navigation tree to the left. 

   This agreement represents the complete agreement between
The UserFriendly Network, and myself, and supersedes any other written or oral
agreement.